Spendable Yield Tokens (SYTs)

Spendable Yield Tokens (SYTs)

SYTs are wrapped yield tokens (e.g., Aave's aUSDC) with a better spend experience:

  • When you send aUSDC, the recipient receives aUSDC.
  • When you spend sUSDC (spendable USDC), the recipient gets regular USDC.
  • On autoHODL, yield is distributed as sUSDC, so users earn passively while keeping funds liquid and spendable at any time.
sUSDC Spendable Yield Token

Why it matters:

  • Better UX: Spend yield-bearing assets as normal USDC.
  • Stay earning: You keep earning until the moment of spend.
  • Composability: Works with round-ups and future integrations.